The key to a successful and happy retirement is to make sure that, when the time comes, you will have an adequate income, so you owe it to yourself to make sure you don’t short – change your future!

Your retirement could last a long time. Twenty years wouldn’t be exceptional.

The State Pension is currently only €230.30 per week (source: the Department of Social Protection, January 2011)

Could you realistically expect to get by on that level of income?

Because the Government wants to encourage everyone to set aside money for their retirement, it gives 3 valuable tax breaks to pension savers:

The first is tax relief on what you pay in. The second is freedom from tax on any investment returns achieved by the plan. The third is the ability to take part of your plan’s value as a tax – free cash sum when you retire.

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