Have you ever thought how your family would cope financially if you were to suffer from an illness or injury and were unable to work? How would the bills, mortgage and day – to – day expenses be paid?
Employers aren’t obliged to pay sick leave and the State Illness Benefit is minimal (€188 per week or €312.80 with an adult dependant). See www.welfare.ie for more details.
Income Protection gives you a regular income if you can’t work due to accident or illness. This replaces some of your regular income, giving you financial support for as long as it takes you to get back on your feet.
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